Products & Services

A process that takes student lending from possible to simple.

The Complete End-to-End Solution

We will get your program up and running, keep it compliant and help it grow — all while staying behind the scenes, so you get the credit.

For a more complete view of our process, download the white paper.

With Cology you can choose the services you need

Program Development

  • Market Analysis
  • Product Pricing
  • Marketing, Collateral Support
  • Application and Program Dev
  • Complete Client Branding
  • Real-time Data and Reporting Tools

Loan Origination

  • Application
  • Underwriting
  • Doc Collection
  • Customer Service
  • School Certification
  • Disbursement
  • Reconciliation

School & Student Services

  • Support 3rd party electronic interfaces
  • School profiles ensure smooth and efficient processing
  • Proactively works with schools to adapt to their needs
  • Fundraising, Donor and Charitable Services
  • Loan Comparison, Selection and Application Processing
  • College Planning Tools and Resources

Industry Cooperation

  • ELM, Scholarnet, TG, AES and OpenNet
  • Reliamax Surety
  • National Student Loan Clearinghouse
  • 3rd Party Servicers

Life-of-Loan Servicing

  • Client Branding
  • Online Lender and Borrower Access
  • Custom Borrower Communication
  • Expanded Collections


What's it like working with Cology?

With both a Customer Advocate and a Dedicated Client Manager, it’s easy! See how we become active members of your team, helping you to implement a program designed to meet your specific needs through things like:

  • Proactive Outreach
  • Electronic Processing
  • Disclosures and Transparency

Let's Talk

See how we can custom fit a solution for your specific needs


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